Our 1st TD Loan Amount: $780,000, Appraised Value: $1,583,000, LTV: 50%, Interest Rate: 11%, Term: 2 years

The borrower is a family-run LLC consisting of a father and two sons. They are licensed contractors with extensive experience rehabbing and renting out properties, and they also operate a successful floor tile business. The subject property spans over 312 acres across three parcels and includes a main home, two ADUs, and multiple storage units—all in need of renovation.

Our 1st TD Loan Amount: $450,000, Appraised Value: $1,793,000, LTV: 25.10%, Interest Rate: 12%, Prepaid Interest: 3 months, Guarateed Interest: 6 months, Term: 2 years

The borrower is using the majority of the loan proceeds to refinance existing loans on his 105 acres of land in Hemet, California. He is also receiving a portion of cash back to purchase an investment property.

Our 1st TD Loan Amount: $360,000, Purchase Price: $600,000, LTV 60%, Interest Rate: 10%, Term: 2 years

The borrower is acquiring a tire shop property in San Leandro, CA, for owner-user purposes and is contributing over $300,000 of her own funds—representing a 40% down payment toward the purchase price. She currently operates a successful tire shop under the name "Ortiz Tires & Wheels" at 8001 International Blvd., Oakland, CA 94621, which she has owned and operated for over 10 years. The business generates approximately $312,000 in annual gross revenue, demonstrating consistent performance and industry experience.

1st TD Loan Amount: $910,000, Appraised Value: $1,450,000, LTV: 62.76%, Interest Rate: 10%, Guaranteed Interest: 6 months, Term: 2 years

The borrower is refinancing his seller carry-back loan on his multi-family 9 unit property (20065 River Blvd) in Monte Rio. The property consists of 9 separate buildings, each which are two bedroom/one bathroom and 526 sqft each. They are all leased and generating ~16k of income per month (rent roll attached). The borrower has great credit, substantial assets and income, and experience managing rental properties.

Loan Amount: $65,000, 1st TD: $280,000, @ 3.625%, CLTV: 73%, ARV: ~65%, Interest Rate: 11.5%, Prepaid Interest: 12 months, Guaranteed Interest: 6 months, Term: 2 years

The borrower is refinancing the subject rental property for cash out to make cosmetic repairs and property management. Though the cash out is not being held in a fund control, the ARV after the repairs will bring the property closer to 65% CLTV. The borrower has great credit and the loan comes with a year of prepaid interest. The lease on the property is bringing in $2,400 of monthly income.

Loan Amount: $1,000,000, 1st TD, Appraised Value: $2,400,000, CLTV: 41.66%, Interest Rate: 12%, Guaranteed Interest: 6 months, Term: 2 years

The borrower is refinancing her leased Cannabis Cultivation site located in California City. Our loan has successfully paid off the existing $800,000 loan and provided additional cash to fund an upgrade to the property's power supply, for which the borrower has already secured a finalized permit with Edison. The property is currently leased for $35,000 per month, with the tenant planning to add 10 more greenhouses following the completion of the power upgrade. The borrower has an excellent credit profile and has maintained a flawless payment history on her previous loan for several years. Additionally, a second trust deed in the amount of $120,000 subordinated to our loan at closing.

Loan Amount: $473,000, 1st TD Appraised Value: $728,000, LTV: 65%, Interest Rate: 10%, Prepaid Interest: 3 months, Guaranteed Interest: 6 months, Term: 2 years

The borrower is refinancing her rental property to pay off her existing matured loan. The rent is $5,000 a month and the lease was just renewed.

Loan Amount: $300,000 1st TD: $746,000 @ 3.125% CLTV: 59% Interest Rate: 10% Prepaid Interest: 6 months Guaranteed Interest: 6 months Term: 2 years

The borrower is an attorney paying off her matured 2nd TD on the subject property. The original 2nd TD was used to increase office space at her law firm which she is a partner of. The property is owner occupied and recently had a complete remodel with a second story being added and additional 1200 SQFT to the original property. The borrower has great credit and is current on her 1st TD.

Our 2nd TD Loan Amount: $100,000, 1st TD: $298,000 @ 3.5% interest, Appraised Value: $625,000, CLTV: 63%, Interest Rate: 12%, Prepaid interest: 6 months, Guaranteed Interest: 6 months, Term: 2 years

The borrowers are refinancing their owner-occupied single family residence for cash out for their trucking business. The borrowers have fair credit and the loan comes with 6 months prepaid interest.